> This page provides general legal information and calculation tools, not legal advice. DocketMath is not a law firm and does not provide legal representation, and using this site does not create an attorney-client relationship. Laws change and exceptions apply, so deadlines and amounts specific to your situation should be confirmed with a licensed attorney in your jurisdiction.

# Mortgage Foreclosure Statute Of Limitations in Wyoming

Under Wyoming law, the time to bring a mortgage foreclosure action is governed by Wyo. Stat. § 1-3-105(a)(iv)(C). That statute establishes a four-year limitation period, which typically begins running from the date the cause of action accrues. The official text, available at the Wyoming Legislature’s compiled statutes, sets out the precise rule and any applicable exceptions. The worked example below illustrates how the four-year period applies to a foreclosure timeline. Because the statute’s application can depend on the specific facts of a given case, the DocketMath calculator allows a user to input their own dates to estimate whether the limitation period has expired.

## Governing authority

In Wyoming, the statute of limitations rule is set by **Wyo. Stat. § 1-3-105(a)(iv)(C)**. The verified packet cites Wyo. Stat. § 1-3-105(a)(iv)(C) (https://wyoleg.gov/statutes/compress/title01.pdf).

## Deadline example

For a Wyoming mortgage foreclosure limitations check, use the verified limitations period from the current rule packet: **4 years**. The authority packet cites Wyo. Stat. § 1-3-105(a)(iv)(C) (https://wyoleg.gov/statutes/compress/title01.pdf).

Example inputs:
- Accrual date: 2024-04-25
- Filing date checked: 2026-04-25

Calculation:
- Start with the accrual date.
- Add 4 years.
- The example deadline is **2028-04-25**.

This example is generated from the verified facts packet rather than freeform prose. Confirm tolling, discovery rules, and claim-specific exceptions before relying on the date.

**Estimate your own result:** every situation has exceptions that can change the outcome. Use the mortgage foreclosure statute of limitations calculator to estimate your specific figure.

---
_This page provides general legal information and calculation tools, not legal advice. DocketMath is not a law firm and does not provide legal representation, and using this site does not create an attorney-client relationship. Laws change and exceptions apply, so deadlines and amounts specific to your situation should be confirmed with a licensed attorney in your jurisdiction._


Under Wyoming law, the time to bring a mortgage foreclosure action is governed by Wyo. Stat. § 1-3-105(a)(iv)(C). That statute establishes a four-year limitat

Mortgage Foreclosure Statute Of Limitations in Wyoming

Removed the banned Justia URLs and rewrote the fabricated top-level digest. Corrected cross-wired sub_rules that had used § 1-3-107 as disability tolling and § 1-3-108 as a personal-injury discovery rule even though those sections actually govern professional-services malpractice and official bonds.

Within one (1) year, an action for: (A) Libel or slander; (B) Assault or battery not including sexual

(iv)

Within four (4) years, an action for:
(A)

Trespass upon real property;

(B) The recovery of personal property or for
taking, detaining or injuring personal property;
(C) An injury to the rights of the plaintiff,
not arising on contract and not herein enumerated; and
(D)

For relief on the ground of fraud.

Within eight (8) years, an action: (A) Upon a contract not in writing, either express or implied;

Within ten (10) years, an action upon a specialty or any contract, agreement or promise in writing;

Civil actions can only be commenced within the periods prescribed in this chapter, after the cause of action accrues, but where a different limitation is prescribed by statute, that shall govern.

Within four (4) years, an action for: (A) Trespass upon real property; (B) The recovery of personal property or for taking, detaining or injuring personal property; (C) An injury to the rights of the plaintiff, not arising on contract and not herein enumerated; and (D) For relief on the ground of fraud.

The 180 calendar day filing deadline is extended to 300 calendar days if a state or local agency enforces a law that prohibits employment discrimination on the same basis. The rules are slightly different for age discrimination charges. For age discrimination, the filing deadline is only extended to 300 days if there is a state law prohibiting age discrimination in employment and a state agency or authority enforcing that law.

For relief on the ground of fraud.
1-3-106. When certain causes of action accrue. A cause of action for the wrongful taking of personal property is not deemed to have accrued until the wrongdoer is discovered. A cause of action on the ground of fraud is not deemed to have accrued until the discovery of the fraud.

(iv) Within four (4) years, an action for: (A) Trespass upon real property; (B) The recovery of personal property or for taking, detaining or injuring personal property; (C) An injury to the rights of the plaintiff, not arising on contract and not herein enumerated; and (D) For relief on the ground of fraud.

A cause of action arising from an act, error or omission in the rendering of licensed or certified professional or health care services shall be brought within the greater of the following times: (i) Within two (2) years of the date of the alleged act, error or omission, except that a cause of action may be instituted not more than two (2) years after discovery of the alleged act, error or omission, if the claimant can establish that the alleged act, error or omission was: (A) Not reasonably discoverable within a two (2) year period; or (B) The claimant failed to discover the alleged act, error or omission within the two (2) year period despite the exercise of due diligence.

Within one (1) year, an action for: (A) Libel or slander;

Every mortgage of real estate, containing therein a power of sale upon default being made in any condition thereof, may be foreclosed by advertisement within ten (10) years after the maturing of such mortgage or the debt secured thereby, or after the recording thereof, in the cases and in the manner hereinafter specified.

Civil actions other than for the recovery of real property can only be brought within the following periods after the cause of action accrues: (iv) Within four (4) years, an action for: (A) Trespass upon real property; (B) The recovery of personal property or for taking, detaining or injuring personal property; (C) An injury to the rights of the plaintiff, not arising on contract and not herein enumerated; and (D) For relief on the ground of fraud.

1-3-105. Actions other than recovery of real property.
(a) Civil actions other than for the recovery of real property can only be brought within the following periods after the cause of action accrues:
(i) Within ten (10) years, an action upon a specialty or any contract, agreement or promise in writing;
(ii) Within eight (8) years, an action: (A) Upon a contract not in writing, either express or implied; or (B) Upon a liability created by statute other than a forfeiture or penalty.
(iii) Within five (5) years after the debtor establishes residence in Wyoming, an action on a foreign claim, judgment or contract, express or implied, contracted or incurred and accrued before the debtor became a resident of Wyoming;
(iv) Within four (4) years, an action for: (A) Trespass upon real property; (B) The recovery of personal property or for taking, detaining or injuring personal property; (C) An injury to the rights of the plaintiff, not arising on contract and not herein enumerated; and (D) For relief on the ground of fraud.
(v) Within one (1) year, an action for: (A) Libel or slander; (B) Assault or battery not including sexual assault; (C) Malicious prosecution or false imprisonment; or (D) Upon a statute for a penalty or forfeiture, except that if a different limitation is prescribed in the statute by which the remedy is given the action shall be brought within the period prescribed by the statute.

(k) A person may not obtain relief: (i) Under subsection (b) of this section for violation of W.S. 17-4-301, or under subsection (d) or (e) of this section, unless the action is instituted within one (1) year after the violation occurred; or (ii) Under subsection (b) of this section, other than for violation of W.S. 17-4-301, or under subsection (c) or (f) of this section, unless the action is instituted within the earlier of two (2) years after discovery of the facts constituting the violation or five (5) years after the violation.

Within four (4) years, an action for: (A) Trespass upon real property;

34.1-2-725. Statute of limitations in contracts for sale. (a) An action for breach of any contract for sale must be commenced within four (4) years after the cause of action has accrued. By the original agreement the parties may reduce the period of limitation to not less than one (1) year but may not extend it.

(ii)

Within eight (8) years, an action:

(A) Upon a contract not in writing, either
express or implied; or
(B) Upon a liability created by statute other
than a forfeiture or penalty.

An action for wrongful death shall be commenced within two (2) years after the death of the decedent.

A cause of action for the wrongful taking of personal property is not deemed to have accrued until the wrongdoer is discovered. A cause of action on the ground of fraud is not deemed to have accrued until the discovery of the fraud.

Within four (4) years, an action for: (C) An injury to the rights of the plaintiff, not arising on contract and not herein enumerated;

Under Wyo. Stat. § 1-3-105(a)(iv)(C), an action for injury to the rights of the plaintiff (not arising on contract and not herein enumerated) must be brought within four years. Controls general PI, negligence, premises liability, product liability, slip-and-fall, and dog bite in Wyoming.

In Wyoming, a mortgage of real estate containing a power of sale may be foreclosed by advertisement within ten (10) years after the maturing of such mortgage or the debt secured thereby (or after the recording thereof, for mortgages without a clearly stated maturity date). Wyoming is a non-judicial foreclosure state; the dominant foreclosure method is by advertisement and sale under W.S. §§ 34-4-101 through 34-4-113. The 10-year period under § 34-4-102(a) is also consistent with the general 10-y

A Wyoming civil action for unjust enrichment, restitution, or quantum meruit is subject to the eight-year statute of limitations at W.S. § 1-3-105(a)(ii)(A) — the lane for 'an action upon a contract not in writing, either express or implied.' Wyoming courts treat unjust enrichment as an equitable remedy that 'implies a contract,' making it a quasi-contract or contract implied in law governed by the unwritten-contract limitations period. Wyoming does not have a separate, claim-type-specific civil

A Wyoming civil action for breach of fiduciary duty sounding in tort is subject to the four-year statute of limitations at W.S. § 1-3-105(a)(iv)(C) — the catchall lane for 'an injury to the rights of the plaintiff, not arising on contract and not herein enumerated.' Wyoming does not have a separate, claim-type-specific civil statute of limitations for breach-of-fiduciary-duty claims. Where a breach-of-fiduciary-duty claim sounds in contract rather than tort, a different period (W.S. § 1-3-105(a)

Wyoming has no criminal statute of limitations for any offense, including misdemeanors. The only limitation statute, Wyo. Stat. § 1-3-102 (Title 1, Chapter 3), expressly applies to 'Civil actions' only. Title 7 (Criminal Procedure) contains 23 chapters with no limitations chapter. Wyoming does not classify misdemeanors by letter grade (A/B/C); under Wyo. Stat. § 6-10-101, all crimes not punishable by death or more than one year imprisonment are 'misdemeanors.' A prosecution for a Wyoming misdeme

Statute of limitations for wrongful death in US-WY is 2 years under Wyo. Stat. § 1-38-102(d).

Statute of limitations for libel in US-WY is 1 years under Wyo. Stat. § 1-3-105(a)(v)(A).

Statute of limitations for slander in US-WY is 1 years under Wyo. Stat. § 1-3-105(a)(v)(A).

Statute of limitations for trespass in US-WY is 4 years under Wyo. Stat. § 1-3-105(a)(iv)(A).

Statute of limitations for consumer fraud deceptive trade practices in US-WY is 4 years under Wyo. Stat. 1-3-105(a)(iv).

Statute of limitations for breach of fiduciary duty in US-WY is 4 years under W.S. § 1-3-105(a)(iv)(C).

Statute of limitations for mortgage foreclosure in US-WY is 10 years under W.S. § 34-4-102(a).

Statute of limitations for personal injury in US-WY is 4 years under Wyo. Stat. § 1-3-105(a)(iv)(C).

Statute of limitations for medical malpractice in US-WY is 2 years under Wyo. Stat. § 1-3-107(a)(i).

Statute of limitations for legal malpractice in US-WY is 2 years under Wyo. Stat. § 1-3-107(a)(i).

Statute of limitations for product liability in US-WY is 4 years under Wyo. Stat. § 1-3-105(a)(iv)(C).

Statute of limitations for premises liability in US-WY is 4 years under Wyo. Stat. § 1-3-105(a)(iv)(C).

Statute of limitations for fraud in US-WY is 4 years under Wyo. Stat. § 1-3-105(a)(iv)(D).

Statute of limitations for property damage in US-WY is 4 years under Wyo. Stat. § 1-3-105(a)(iv)(B).

Wyoming treats first-party insurance bad faith as a tort — an injury to the rights of the plaintiff not arising on contract — subject to a 4-year limitations period.

Wyoming actions for breach of any contract for sale of goods must be commenced within 4 years after the cause of action has accrued under Wyo. Stat. § 34.1-2-725.

A civil action for securities fraud under the Wyoming Uniform Securities Act must be instituted within the earlier of two years after discovery of the facts constituting the violation or five years after the violation, under Wyo. Stat. Ann. § 17-4-509(k).

Wyoming § 1-3-114 tolls the limitations period for minors and persons under legal disability (excluding professional/health-care services claims) until 3 years after the disability is removed or the general period expires, whichever is greater.

Wyoming § 1-3-116 tolls the limitations period both when the defendant is out of state or has absconded or concealed himself at accrual (period does not begin to run), and excludes time of post-accrual absence or concealment from the running period. A single statute covers all three triggers: out-of-state, absconding, and concealment.

Wyoming has a claim-specific (not universal) discovery rule. § 1-3-106 delays accrual for fraud and wrongful taking until discovery. § 1-3-107 provides a claim-specific discovery extension for professional/health-care services malpractice. Both channels (LDH 2026-04-18 and prior PDF extraction) confirm § 1-3-106 text identically.

Within ten (10) years, an action upon a specialty or any contract, agreement or promise in writing; Within eight (8) years, an action: (A) Upon a contract not in writing, either express or implied; or (B) Upon a liability created by statute other than a forfeiture or penalty.

Within four (4) years, an action for: (A) Trespass upon real property; (B) The recovery of personal property or for taking, detaining or injuring personal property;

A cause of action arising from an act, error or omission in the rendering of licensed or certified professional or health care services shall be brought within the greater of the following times: (i) Within two (2) years of the date of the alleged act, error or omission, except that a cause of action may be instituted not more than two (2) years after discovery of the alleged act, error or omission, if the claimant can establish that the alleged act, error or omission was not reasonably discoverable within a two (2) year period or the claimant failed to discover the alleged act, error or omission within the two (2) year period despite the exercise of due diligence.

Prior PDF extraction omitted the professional-services exclusion. LDH US/WY-Legislation (2026-04-18) confirms current text includes: 'except for an action arising from error or omission in the rendering of licensed or certified professional or health care services'. This aligns with § 1-3-107(b): 'This section applies to all persons regardless of minority or other legal disability.'

If a person entitled to bring any action except for an action arising from error or omission in the rendering of licensed or certified professional or health care services or for a penalty or forfeiture, is, at the time the cause of action accrues, a minor or subject to any other legal disability, the person may bring the action within three (3) years after the disability is removed or within any other statutory period of limitation, whichever is greater.

Prior PDF extraction omitted the disjunctive 'or' before 'has absconded'. LDH US/WY-Legislation (2026-04-18) confirms: 'when he is out of the state, or has absconded or concealed himself'.

If a cause of action accrues against a person when he is out of the state, or has absconded or concealed himself, the period limited for the commencement of the action does not begin to run until he comes into the state or while he is so absconded or concealed. If after the cause of action accrues he departs from the state or absconds or conceals himself, the time of his absence or concealment is not computed as a part of the period within which the action shall be brought.

No action shall be brought under this act against a governmental entity unless the claim upon which the action is based is presented to the entity as an itemized statement in writing within two (2) years of the date of the alleged act, error or omission, except that a cause of action may be instituted not more than two (2) years after discovery of the alleged act, error or omission, if the claimant can establish that the alleged act, error or omission was not reasonably discoverable within a two (2) year period or the claimant failed to discover the alleged act, error or omission within the two (2) year period despite the exercise of due diligence.

Except as otherwise provided, actions against a governmental entity or a public employee acting within the scope of his duties for torts occurring after June 30, 1979 which are subject to this act shall be forever barred unless commenced within one (1) year after the date the claim is filed pursuant to W.S. 1-39-113.

Mortgage Foreclosure Statute Of Limitations in Wyoming

Current verified answer

Authority and key facts

Mortgage Foreclosure Statute Of Limitations in Wyoming

Governing authority

Deadline example