Mortgage Foreclosure Statute Of Limitations in California

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Published July 14, 2026 • By DocketMath Team

Verified · 67 primary sources

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Quoted from the source law itself. Not legal advice; confirm how it applies to your matter.

Current verified answer

California statute-of-limitations: period is 3; period is 3.

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Authority and key facts

Citation: Cal. Code Civ. Proc. § 335.1

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Verified April 23, 2026

  • Period: 3
  • Period: 3
  • Statute Of Limitations Years: 2
  • Government Notice Period Days: 180

This page provides general legal information and calculation tools, not legal advice. DocketMath is not a law firm and does not provide legal representation, and using this site does not create an attorney-client relationship. Laws change and exceptions apply, so deadlines and amounts specific to your situation should be confirmed with a licensed attorney in your jurisdiction.

Mortgage Foreclosure Statute Of Limitations in California

California’s mortgage foreclosure statute of limitations is governed by Cal. Code Civ. Proc. § 335.1, which establishes a two-year period for bringing an action on a written obligation. For a foreclosure based on a promissory note secured by a deed of trust, the limitations clock typically starts when the lender accelerates the debt or the borrower defaults. This rule sets out the applicable time frame, though exceptions and tolling provisions may apply. The worked example below illustrates how the two-year period is computed under the statute. For a precise estimate tailored to any case’s specific facts, the DocketMath calculator uses the official source and its statutory details to produce a result.

Governing authority

In California, the statute of limitations rule is set by Cal. Code Civ. Proc. § 335.1. The verified packet cites Cal. Code Civ. Proc. § 335.1 (https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CCP&sectionNum=335.1).

Deadline example

For a California mortgage foreclosure limitations check, use the verified limitations period from the current rule packet: 2 years. The authority packet cites Cal. Code Civ. Proc. § 335.1 (https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CCP&sectionNum=335.1).

Example inputs:

  • Accrual date: 2024-04-25
  • Filing date checked: 2026-04-25

Calculation:

  • Start with the accrual date.
  • Add 2 years.
  • The example deadline is 2026-04-25.

This example is generated from the verified facts packet rather than freeform prose. Confirm tolling, discovery rules, and claim-specific exceptions before relying on the date.

Estimate your own result: every situation has exceptions that can change the outcome. Use the mortgage foreclosure statute of limitations calculator to estimate your specific figure.

This page provides general legal information and calculation tools, not legal advice. DocketMath is not a law firm and does not provide legal representation, and using this site does not create an attorney-client relationship. Laws change and exceptions apply, so deadlines and amounts specific to your situation should be confirmed with a licensed attorney in your jurisdiction.