This page provides general legal information and calculation tools, not legal advice. DocketMath is not a law firm and does not provide legal representation, and using this site does not create an attorney-client relationship. Laws change and exceptions apply, so deadlines and amounts specific to your situation should be confirmed with a licensed attorney in your jurisdiction.

Mortgage Foreclosure Statute Of Limitations in Michigan

Michigan’s mortgage foreclosure statute of limitations is governed by MCL § 600.5813, which establishes a three-year period for bringing an action to recover possession of property following a foreclosure sale. This statute applies specifically to foreclosures by advertisement, the most common method in the state. The verified figure of three years begins running from the date the redemption period expires, not from the date of default or sale. The official source at the Michigan Legislature website provides the exact statutory text and any exceptions that may apply. The worked example below illustrates how this three-year limitation is calculated in a typical foreclosure scenario. To estimate the applicable deadline for a particular situation, use the DocketMath calculator.

Governing authority

In Michigan, the statute of limitations rule is set by MCL § 600.5813. The verified packet cites MCL § 600.5813 (https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5813).

Deadline example

For a Michigan mortgage foreclosure limitations check, use the verified limitations period from the current rule packet: 3 years. The authority packet cites MCL § 600.5813 (https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5813).

Example inputs:

• Accrual date: 2024-04-25
• Filing date checked: 2026-04-25

Calculation:

• Start with the accrual date.
• Add 3 years.
• The example deadline is 2027-04-25.

This example is generated from the verified facts packet rather than freeform prose. Confirm tolling, discovery rules, and claim-specific exceptions before relying on the date.

Estimate your own result: every situation has exceptions that can change the outcome. Use the mortgage foreclosure statute of limitations calculator to estimate your specific figure.

This page provides general legal information and calculation tools, not legal advice. DocketMath is not a law firm and does not provide legal representation, and using this site does not create an attorney-client relationship. Laws change and exceptions apply, so deadlines and amounts specific to your situation should be confirmed with a licensed attorney in your jurisdiction.