How interest rules vary in Delaware
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Published June 13, 2025 • Updated May 16, 2026 • By DocketMath Team
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US-DE interest rules
This source-backed guide covers US-DE interest authority (6 Del. C. § 2301(a)). It certifies only the quoted source-backed rules below; related interest categories remain outside this page unless they are expressly listed in the receipt.
6 Del. C. § 2301(a)
US-DE interest controlling authority under 6 Del. C. § 2301(a).
2301(a). Administration. (a) Any lender may charge and collect from a borrower interest at any rate agreed upon in writing not in excess of 5% over the Federal Reserve discount rate including any surcharge thereon. Where there is no expressed contract rate, the legal rate of interest shall be 5% over the Federal Reserve discount rate including any surcharge as of the time from which interest is due; provided, that where the time from which interest is due predates April 18, 1980, the legal rate shall remain as it was at su
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Sources
All sources are official primary law published by delcode.delaware.gov.
Corroboration method: government_primary_source_direct_fetch.