Statute of Limitations for Mortgage Foreclosure in Washington

How the limitation period applies

The controlling primary authority for Washington statute of limitations for mortgage / deed of trust foreclosure actions is RCW 4.16.040.

RCW 4.16.040. The following actions shall be commenced within six years: (1) An action upon a contract in writing, or liability express or implied arising out of a written agreement, except as provided for in RCW 64.04.007(2). (2) An action upon an account receivable. For purposes of this section, an account receivable is any obligation for payment incurred in the ordinary course of the claimant's business or profession, whether arising from one or more transactions and whether or not earned by performance. (3) An action for the rents and profits or for the use and occupation of real estate.

Use the calculator

DocketMath's statute-of-limitations tool can model these timelines once you identify the controlling claim type and accrual date. Use the source panel for the verified primary-source citations.

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Sources

• RCW 4.16.040 — Actions limited to six years

All sources are official primary law published by app.leg.wa.gov.

Corroboration method: single-source primary statute (RCW 4.16.040). Mortgage foreclosure is enforcement of the underlying written promissory note + security instrument; both are written agreements within (1).