Statute of Limitations for Mortgage Foreclosure in New York

Statute of Limitations for Mortgage Foreclosure in New York

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Published July 9, 2025 • Updated May 16, 2026 • By DocketMath Team

Verified · 4 primary sources

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Quoted from the source law itself. Not legal advice; confirm how it applies to your matter.

Current verified answer

New York statute-of-limitations: period is 6; period is 6.

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Authority and key facts

Citation: N.Y. C.P.L.R. § 214

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Verified April 27, 2026

  • Period: 6
  • Period: 6
  • Statute Of Limitations Years: 3
  • Government Notice Period Days: 90

How the limitation period applies

The controlling primary authority for US-NY mortgage foreclosure SOL (N.Y. C.P.L.R. § 213(4)) is N.Y. C.P.L.R. § 213(4).

N.Y. C.P.L.R. § 213(4). The following actions must be commenced within six years: 4. an action upon a bond or note, the payment of which is secured by a mortgage upon real property, or upon a bond or note and mortgage so secured, or upon a mortgage of real property, or any interest therein;

Use the calculator

DocketMath's statute-of-limitations tool can model these timelines once you identify the controlling claim type and accrual date. Use the source panel for the verified primary-source citations.

Open the Statute of Limitations calculator

Sources

All sources are official primary law published by www.nysenate.gov.

Corroboration method: government_primary_source_direct_fetch.