## How the limitation period applies

The controlling primary authority for US-MO debt on a promissory note SOL (RSMo § 516.110) is **RSMo § 516.110**.

> **RSMo § 516.110.** Within ten years: (1) An action upon any writing, whether sealed or unsealed, for the payment of money or property;

## Use the calculator

DocketMath's statute-of-limitations tool can model these timelines once you identify the controlling claim type and accrual date. Use the source panel for the verified primary-source citations.

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## Sources

- [RSMo § 516.110 — 516.110. What action shall be commenced within ten years.](https://revisor.mo.gov/main/OneSection.aspx?section=516.110)

All sources are official primary law published by `revisor.mo.gov`.

**Corroboration method:** government_primary_source_direct_fetch.


In Missouri, a lender’s ability to sue to collect a debt reflected in a promissory note is governed by the statute of limitations (SOL). Once the SOL ex...

Statute of Limitations for Debt on a Promissory Note in Missouri

All 14 claim_types deepened with primary revisor.mo.gov source_url and verbatim raw_statute_text. No period changes from prior file. Legal-malpractice audited specifically: 5 yr is correct under § 516.120 (Klemme v. Best line). The NJ/VA PI-misclassification fabrication pattern does not apply to Missouri because the general PI period in MO is itself 5 yr, so even the 'wrong' framing yields the right number.

Within five years: (1) All actions upon contracts, obligations or liabilities, express or implied, except those mentioned in section 516.110, and except upon judgments or decrees of a court of record, and except where a different time is herein limited;

Within ten years: (1) An action upon any writing, whether sealed or unsealed, for the payment of money or property; (2) Actions brought on any covenant of warranty contained in any deed of conveyance of land shall be brought within ten years next after there shall have been a final decision against the title of the covenantor in such deed, and actions on any covenant of seizin contained in any such deed shall be brought within ten years after the cause of such action shall accrue; (3) Actions for relief, not herein otherwise provided for.

Within five years: ... (5) An action for relief on the ground of fraud, the cause of action in such case to be deemed not to have accrued until the discovery by the aggrieved party, at any time within ten years, of the facts constituting the fraud.

Within five years: (1) All actions upon contracts, obligations or liabilities, express or implied ... (4) An action for taking, detaining or injuring any goods or chattels, including actions for the recovery of specific personal property, or for any other injury to the person or rights of another, not arising on contract and not herein otherwise enumerated;

Within two years: an action for libel, slander, injurious falsehood, assault, battery, false imprisonment, criminal conversation, malicious prosecution or actions brought under section 290.140. ... All actions ... by any employee for the payment of unpaid minimum wages or unpaid overtime compensation under the federal Fair Labor Standards Act ... shall be brought within two years after the cause accrued.

All actions against physicians, hospitals, dentists, registered or licensed practical nurses ... shall be brought within two years from the date of occurrence of the act of neglect complained of ... [foreign-object and failure-to-inform exceptions: 2 years from discovery] ... In no event shall any action for damages for malpractice ... be commenced after the expiration of ten years from the date of the act of neglect complained of ... [minors under 18 may bring action until their 20th birthday].

Within five years: ... (4) An action for taking, detaining or injuring any goods or chattels, including actions for the recovery of specific personal property, or for any other injury to the person or rights of another, not arising on contract and not herein otherwise enumerated;

Within two years: an action for libel, slander, injurious falsehood, assault, battery, false imprisonment, criminal conversation, malicious prosecution or actions brought under section 290.140.

Within five years: ... (3) An action for trespass on real estate;

An action for breach of any contract for sale must be commenced within four years after the cause of action has accrued. By the original agreement the parties may reduce the period of limitation to not less than one year but may not extend it ... A cause of action accrues when the breach occurs, regardless of the aggrieved party's lack of knowledge of the breach. A breach of warranty occurs when tender of delivery is made, except that where a warranty explicitly extends to future performance of the goods and discovery of the breach must await the time of such performance the cause of action accrues when the breach is or should have been discovered.

Every action instituted under section 537.080 shall be commenced within three years after the cause of action shall accrue ... Any service on a defendant ... shall be made within one hundred eighty days of the filing of the petition. If such service is not made ... the court shall dismiss the action.

516.140. What actions within two years. — Within two years: an action for libel, slander, injurious falsehood, assault, battery, false imprisonment, criminal conversation, malicious prosecution or actions brought under section 290.140.

400.2-725. Statute of limitations in contracts for sale. — (1) An action for breach of any contract for sale must be commenced within four years after the cause of action has accrued. By the original agreement the parties may reduce the period of limitation to not less than one year but may not extend it.

(2) A cause of action accrues when the breach occurs, regardless of the aggrieved party's lack of knowledge of the breach. A breach of warranty occurs when tender of delivery is made, except that where a warranty explicitly extends to future performance of the goods and discovery of the breach must await the time of such performance the cause of action accrues when the breach is or should have been discovered.

(3) Where an action commenced within the time limited by subsection (1) is so terminated as to leave available a remedy by another action for the same breach such other action may be commenced after the expiration of the time limited and within six months after the termination of the first action unless the termination resulted from voluntary discontinuance or from dismissal for failure or neglect to prosecute.

(4) This section does not alter the law on tolling of the statute of limitations nor does it apply to causes of action which have accrued before July 1, 1965.

(L. 1963 p. 503 § 2-725)

What actions within five years. — Within five years:

Within ten years: (1) An action upon any writing, whether sealed or unsealed, for the payment of money or property;

In any judgment, order, or decree awarding child support or maintenance, each periodic payment shall be presumed paid and satisfied after the expiration of ten years from the date that periodic payment is due, unless the judgment has been otherwise revived as set out in subsection 1 of this section. This subsection shall take effect as to all such judgments, orders, or decrees which have not been presumed paid pursuant to subsection 1 of this section as of August 31, 1982.

Any action to recover damages for economic loss, personal injury, property damage or wrongful death arising out of a defective or unsafe condition of any improvement to real property, including any action for contribution or indemnity for damages sustained on account of the defect or unsafe condition, shall be commenced within ten years of the date on which such improvement is completed.

(a) if the cause of action accrues on or after May 14, 1947-may be commenced within two years after the cause of action accrued, and every such action shall be forever barred unless commenced within two years after the cause of action accrued, except that a cause of action arising out of a willful violation may be commenced within three years after the cause of action accrued;

516.120. What actions within five years. — Within five years:

(1) All actions upon contracts, obligations or liabilities, express or implied, except those mentioned in section 516.110, and except upon judgments or decrees of a court of record, and except where a different time is herein limited;

(2) An action upon a liability created by a statute other than a penalty or forfeiture;

(3) An action for trespass on real estate;

(4) An action for taking, detaining or injuring any goods or chattels, including actions for the recovery of specific personal property, or for any other injury to the person or rights of another, not arising on contract and not herein otherwise enumerated;

(5) An action for relief on the ground of fraud, the cause of action in such case to be deemed not to have accrued until the discovery by the aggrieved party, at any time within ten years, of the facts constituting the fraud.

A tort claim against the United States shall be forever barred unless it is presented in writing to the appropriate Federal agency within two years after such claim accrues or unless action is begun within six months after the date of mailing, by certified or registered mail, of notice of final denial of the claim by the agency to which it was presented.

516.110. What action shall be commenced within ten years. — Within ten years: (1) An action upon any writing, whether sealed or unsealed, for the payment of money or property

Within five years: (4) An action for taking, detaining or injuring any goods or chattels, including actions for the recovery of specific personal property, or for any other injury to the person or rights of another, not arising on contract and not herein otherwise enumerated;

Within five years. — Within five years: (1) all actions upon contracts, obligations or liabilities, express or implied, except those mentioned in section 516.110 , and except upon judgments or decrees of a court of record, and except where a different time is herein limited; (2) an action upon a liability created by a statute other than a penalty or forfeiture; (3) an action for trespass on real estate; (4) an action for taking, detaining or injuring any goods or chattels, including actions for the recovery of specific personal property, or for any other injury to the person or rights of another, not arising on contract and not herein otherwise enumerated;

s Words Section &thinsp; &thinsp; None Or And Not Near &thinsp; Do search Help &thinsp; This chapter only Title XXXV CIVIL PROCEDURE AND LIMITATIONS Chapter 516 < > • Effective - 28 Aug 2014 516.140. What actions within two years. — Within two years: an action for libel, slander, injurious falsehood, assault, battery, false imprisonment, criminal conversation, malicious prosecution or actions brought under section 290.140 . An action by an employee for the payment of unpaid minimum wages, unpaid overtime compensation or liquidated damages by reason of the nonpayment of minimum wages or overtime compensation, and for the recovery of any amount under and by virtue of the provisions of the Fair

chapter only Title XXVI TRADE AND COMMERCE Chapter 400 < > • Effective - 28 Aug 1963 400.2-725. Statute of limitations in contracts for sale. — (1) An action for breach of any contract for sale must be commenced within four years after the cause of action has accrued. By the original agreement the parties may reduce the period of limitation to not less than one year but may not extend it. (2) A cause of action accrues when the breach occurs, regardless of the aggrieved party's lack of knowledge of the breach. A breach of warranty occurs when tender of delivery is made, except that where a warranty explicitly extends to future performance of the goods and discovery of the breach must await t

Any action brought in court under this section shall be filed within ninety days from the date of the commission's notification letter to the individual but no later than two years after the alleged cause occurred or its reasonable discovery by the alleged injured party.

516.120. What actions within five years. — Within five years: (1) All actions upon contracts, obligations or liabilities, express or implied, except those mentioned in section 516.110, and except upon judgments or decrees of a court of record, and except where a different time is herein limited; (2) An action upon a liability created by a statute other than a penalty or forfeiture; (3) An action for trespass on real estate; (4) An action for taking, detaining or injuring any goods or chattels, including actions for the recovery of specific personal property, or for any other injury to the person or rights of another, not arising on contract and not herein otherwise enumerated; (5) An action for relief on the ground of fraud, the cause of action in such case to be deemed not to have accrued until the discovery by the aggrieved party, at any time within ten years, of the facts constituting the fraud.

Within five years: (1) All actions upon contracts, obligations or liabilities, express or implied, except those mentioned in section 516.110, and except upon judgments or decrees of a court of record, and except where a different time is herein limited; (2) An action upon a liability created by a statute other than a penalty or forfeiture; (3) An action for trespass on real estate; (4) An action for taking, detaining or injuring any goods or chattels, including actions for the recovery of specific personal property, or for any other injury to the person or rights of another, not arising on contract and not herein otherwise enumerated; (5) An action for relief on the ground of fraud, the cause of action in such case to be deemed not to have accrued until the discovery by the aggrieved party, at any time within ten years, of the facts constituting the fraud.

Missouri imposes a five-year statute of limitations on general personal-injury / negligence claims pursuant to RSMo 516.120(4), which sweeps in 'any other injury to the person or rights of another, not arising on contract and not herein otherwise enumerated.' This is the residual personal-injury limitation period for negligence-based claims that are not specifically governed by RSMo 516.105 (medical malpractice), RSMo 516.140 (assault, libel, slander), or another more specific section.

Missouri imposes a four-year statute of limitations on actions for breach of any contract for sale, including breach of warranty, pursuant to RSMo 400.2-725(1) (Missouri's enactment of UCC § 2-725). Under subsection (2), a breach of warranty cause of action accrues 'when tender of delivery is made,' except that where a warranty 'explicitly extends to future performance of the goods and discovery of the breach must await the time of such performance,' accrual is deferred until 'the breach is or s

Missouri imposes a ten-year statute of repose on actions arising from a defective or unsafe condition of an improvement to real property, running from the date the improvement is completed (or from the date the occupancy permit is issued, if one is issued). The repose applies only to defendants whose sole connection to the improvement is design, planning, or construction services; it is subject to exceptions for concealed defects and does not limit actions against owners or possessors of the rea

Under Missouri RSMo 516.140, actions for libel, slander, injurious falsehood, assault, battery, false imprisonment, criminal conversation, and malicious prosecution must be brought within two years.

Under Mo. Rev. Stat. § 516.120(4), an action for 'any other injury to the person or rights of another, not arising on contract and not herein otherwise enumerated' must be commenced within five years. This 5-year rule controls general PI, negligence, premises liability, product liability, slip-and-fall, and dog bite in Missouri. Note: § 516.140 has specific 2-year carve-outs for libel/slander/assault/battery/false-imprisonment/medical-malpractice/wrongful-death.

Under Mo. Rev. Stat. § 516.350(2), each periodic child support or maintenance payment is presumed paid and satisfied after 10 years from the date that periodic payment is due, unless the judgment has been revived under § 516.350(1). This produces a rolling installment-by-installment limitations period — each unpaid installment becomes time-barred 10 years after its due date, but a revival action under subsection 1 can restart the clock. Applies to all such judgments not already presumed paid as 

Under 29 U.S.C. § 255(a), an action enforcing an FLSA cause of action for unpaid minimum wages, unpaid overtime compensation, or liquidated damages generally must be commenced within two years after the cause of action accrued; a cause of action arising out of a willful violation may be commenced within three years after the cause of action accrued.

A Missouri whistleblower-retaliation civil action under the MHRA (§ 213.070(2)) requires: (1) filing an administrative complaint with the MCHR; (2) receiving a right-to-sue letter; (3) filing the circuit court action within 90 days of the right-to-sue letter but in no event later than two years after the alleged cause occurred or its reasonable discovery. The two-year outer cap under § 213.111.1 is the controlling limitations period for this claim type. Missouri common-law wrongful discharge cla

A Missouri civil action for assault or battery must be commenced within two years from accrual of the cause of action (when damage is done and capable of ascertainment). RSMo § 516.140 explicitly governs assault and battery; the five-year catch-all at § 516.120(4) does not apply.

A Missouri civil action for slander (spoken defamation) or libel must be commenced within two years from accrual of the cause of action. RSMo § 516.140 explicitly governs 'libel, slander' with a two-year period; the five-year catch-all at § 516.120(4) does not apply.

Statute of limitations for breach of warranty in US-MO is 4 years under RSMo 400.2-725(1).

Statute of limitations for intentional torts in US-MO is 2 years under RSMo 516.140.

Statute of limitations for construction defects in US-MO is 10 years under RSMo 516.097.

Statute of limitations for child support enforcement modification in US-MO is 10 years under Mo. Rev. Stat. § 516.350(2).

Statute of limitations for whistleblower retaliation in US-MO is 2 years under Mo. Rev. Stat. § 213.111.

Statute of limitations for personal injury in US-MO is 5 years under Mo. Rev. Stat. § 516.120(4).

Statute of limitations for flsa claims federal wage hour in US-MO is 2 years under 29 U.S.C. § 255(a).

Statute of limitations for legal malpractice in US-MO is 5 years under Mo. Rev. Stat. § 516.120.

Statute of limitations for product liability in US-MO is 5 years under Mo. Rev. Stat. § 516.120.

Statute of limitations for premises liability in US-MO is 5 years under Mo. Rev. Stat. § 516.120.

Statute of limitations for breach written contract in US-MO is 5 years under Mo. Rev. Stat. § 516.120.

Statute of limitations for breach oral contract in US-MO is 5 years under Mo. Rev. Stat. § 516.120.

Statute of limitations for property damage in US-MO is 5 years under Mo. Rev. Stat. § 516.120.

Statute of limitations for trespass in US-MO is 5 years under Mo. Rev. Stat. § 516.120.

Statute of limitations for wrongful death in US-MO is 3 years under Mo. Rev. Stat. § 537.100.

Statute of limitations for medical malpractice in US-MO is 2 years under Mo. Rev. Stat. § 516.105.

Statute of limitations for ucc sale of goods in US-MO is 4 years under Mo. Rev. Stat. § 400.2-725.

Statute of limitations for libel in US-MO is 2 years under Mo. Rev. Stat. § 516.140.

Statute of limitations for slander in US-MO is 2 years under Mo. Rev. Stat. § 516.140.

Missouri actions upon any writing for the payment of money or property must be commenced within ten years under RSMo § 516.110(1).

A debt on a promissory note in Missouri is an action upon a writing for the payment of money and must be commenced within ten years under RSMo § 516.110(1).

Civil actions, other than those for the recovery of real property, can only be commenced within the periods prescribed in the following sections, after the causes of action shall have accrued; provided, that for the purposes of sections 516.100 to 516.370, the cause of action shall not be deemed to accrue when the wrong is done or the technical breach of contract or duty occurs, but when the damage resulting therefrom is sustained and is capable of ascertainment, and, if more than one item of damage, then the last item, so that all resulting damage may be recovered, and full and complete relief obtained.

Except as provided in section 516.105, if any person entitled to bring an action in sections 516.100 to 516.370 specified, at the time the cause of action accrued be either within the age of twenty-one years, or mentally incapacitated, such person shall be at liberty to bring such actions within the respective times in sections 516.100 to 516.370 limited after such disability is removed.