Statute of Limitations for Debt on a Promissory Note in California

Statute of Limitations for Debt on a Promissory Note in California

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Published January 9, 2026 • Updated May 16, 2026 • By DocketMath Team

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How the limitation period applies

The controlling primary authority for US-CA debt on a promissory note SOL (Cal. Civ. Proc. Code § 337(a)) is Cal. Civ. Proc. Code § 337(a).

Cal. Civ. Proc. Code § 337(a). Within four years: (a) An action upon any contract, obligation or liability founded upon an instrument in writing, except as provided in Section 336a; provided, that the time within which any action for a money judgment for the balance due upon an obligation for the payment of which a deed of trust or mortgage with power of sale upon real property or any interest therein was given as security, following the exercise of the power of sale in such deed of trust or mortgage, may be brought shall not extend beyond three months after the time of sale under such deed of trust or mortgage.

Use the calculator

DocketMath's statute-of-limitations tool can model these timelines once you identify the controlling claim type and accrual date. Use the source panel for the verified primary-source citations.

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Sources

All sources are official primary law published by leginfo.legislature.ca.gov.

Corroboration method: government_primary_source_direct_fetch.