Statute of Limitations for Credit Card / Open Account Debt in Ohio

Statute of Limitations for Credit Card / Open Account Debt in Ohio

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Published December 16, 2025 • Updated May 10, 2026 • By DocketMath Team

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How the limitation period applies

The controlling primary authority for Ohio statute of limitations for written contracts — Ohio Rev. Code § 2305.06 is Ohio Rev. Code § 2305.06.

Ohio Rev. Code § 2305.06. Except as provided in sections 126.301, 1302.98, 1303.16, 1345.10, and 2305.04 of the Revised Code, an action upon a specialty or an agreement, contract, or promise in writing shall be brought within six years after the cause of action accrued.

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Sources

All sources are official primary law published by codes.ohio.gov (state legislature, .gov).

Corroboration method: Two independent fetches of the same official URL (https://codes.ohio.gov/ohio-revised-code/section-2305.06) returned identical statutory text; effective date June 16, 2021 (Senate Bill 13, 134th General Assembly) confirmed on the official page..