## How the limitation period applies

The controlling primary authority for credit-card-open-account-debt is **7 CMC § 2505**.

> **7 CMC § 2505.** All actions other than those covered in 7 CMC §§ 2502, 2503, and 2504 shall be commenced within six years after the cause of action accrues or, in the case of actions brought by or on behalf of the former Saipan Credit Union or its depositors, shareholders, investors, or guarantors on account of their interest therein, within 10 years after the cause of action accrues.

## Use the calculator

DocketMath's statute-of-limitations tool can model these timelines once you identify the controlling claim type and accrual date. Use the source panel for the verified primary-source citations.

[Open the Statute of Limitations calculator](/tools/statute-of-limitations)

## Sources

- [7 CMC § 2505 — undefined](https://cnmilaw.org/pdf/cmc_section/T7/2505.pdf)

All sources are official primary law published by `cnmilaw.org`.

**Corroboration method:** live_primary_pdf_fetch_pdftotext_extract.


If you’re dealing with a credit card balance or other “open account” debt in the Northern Mariana Islands (US-MP), the statute of limitations (SOL) is o...

Statute of Limitations for Credit Card / Open Account Debt in Northern Mariana Islands

The following actions shall be commenced only within two years after the cause of action accrues:
(a) Actions for assault and battery, false imprisonment, or slander;

All actions other than those covered in 7 CMC §§ 2502, 2503, and 2504 shall be commenced within six years after the cause of action accrues

The following actions shall be commenced only within 20 years after the cause of action accrues:
(1) Actions upon a judgment.

A prosecution for murder and for any crime involving sexual contact, physical or sexual abuse, exhibitionism or sexual exploitation, committed against a person under the age of 18 may be commenced at any time.

Under 6 CMC § 107(a), murder is explicitly listed as an offense for which a prosecution 'may be commenced at any time.' The CNMI imposes no statute of limitations on murder prosecutions. Subsection (b) sets general periods (4 years for felonies punishable by 5+ years, 2 years for other offenses, 1 year for minor offenses), but subsection (a) carves murder out entirely from any time limitation. This applies to first-degree murder under 6 CMC § 1101 (and related provisions) by virtue of the unqual

Statute of limitations for other professional malpractice northern in US-MP is 6 years under 7 CMC § 2505.

Statute of limitations for debt on a promissory note northern in US-MP is 6 years under 7 CMC § 2505.

Statute of limitations for section 1983 civil rights claims northern in US-MP is 2 years under 7 CMC § 2503.

Statute of limitations for enforcement of domestic judgment northern in US-MP is 20 years under 7 CMC § 2502.

Statute of limitations for child sexual abuse assault northern in US-MP is 2 years under 7 CMC § 2503.