Statute of Limitations for Credit Card / Open Account Debt in Florida
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Florida statute-of-limitations: statute of limitations years is 2; government notice period days is 1095.
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Citation: Fla. Stat. § 95.11 (2024) (as amended by 2023 HB 837, eff. Mar. 24, 2023)
View the primary sourceVerified April 27, 2026
- Statute Of Limitations Years: 2
- Government Notice Period Days: 1095
- Limitation Period: 5 years
- Limitation Period: 4 years
How the limitation period applies
The controlling primary authority for US-FL statute-of-limitations — account_stated_open_account is Fla. Stat. § 95.11(3)(j).
Fla. Stat. § 95.11(3)(j). 95.11 Limitations other than for the recovery of real property.—Actions other than for recovery of real property shall be commenced as follows:
(1) WITHIN TWENTY YEARS.—An action on a judgment or decree of a court of record in this state.
(2) WITHIN FIVE YEARS.— (a) An action on a judgment or decree of any court, not of record, of this state or any court of the United States, any other state or territory in the United States, or a foreign country. (b) A legal or equitable action on a contract,...
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DocketMath's statute-of-limitations tool can model these timelines once you identify the controlling claim type and accrual date. Use the source panel for the verified primary-source citations.
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Sources
All sources are official primary law published by www.flsenate.gov.
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