## Oregon interest rules

This source-backed guide covers US-OR interest authority (Or. Rev. Stat. § 82.010). It certifies only the quoted source-backed rules below; related interest categories remain outside this page unless they are expressly listed in the receipt.

## Or. Rev. Stat. § 82.010

US-OR interest controlling authority under Or. Rev. Stat. § 82.010.

> **82.010.** Oregon Revised Statutes Oregon Revised Statutes Chapter 82 — Interest; Repayment Restrictions 2025 EDITION INTEREST; REPAYMENT RESTRICTIONS COMMERCIAL TRANSACTIONS INTEREST 82.010 Legal rate of interest; effect of violation 82.020 Computation of interest; charges not included 82.025 Exemptions from application of ORS 82.010 (3) and (4) and 82.020 REPAYMENT RESTRICTIONS 82.150 Definitions for ORS 82.160 and 82.170 82.160 Notice to borrower of penalty for repayment prior to date for repayment in loan agreement 82.170

## Use the calculator

DocketMath's interest calculator can model interest scenarios once you identify the controlling jurisdiction, amount, rate type, and accrual date. Use the source panel for the verified source-backed rule.

[Open the Interest calculator](/tools/interest)

## Sources

- [82.010 — Or. Rev. Stat. § 82.010](https://www.oregonlegislature.gov/bills_laws/ors/ors082.html)

All sources are official primary law published by `www.oregonlegislature.gov`.

**Corroboration method:** government_primary_source_direct_fetch.


DocketMath’s Judgment Interest Calculator (Oregon) helps you estimate interest that accrues on a judgment under Oregon law and expresses the result as a...

Judgment Interest Calculator Guide for Oregon

ANO-831 fabrication sweep 2026-04-24: replaced all oregon.public.law and oregonlaws.org aggregator URLs with oregonlegislature.gov canonical. Removed fabricated ORS 82.020 (accrual-from-entry) quote, fabricated ORS 82.030 (treasury-indexed five-year adjustment), fabricated ORS 82.025, fabricated ORS 137.290 fine exception, fabricated ORS 696.576, and fabricated ORS 90.300 1.5%/month security-deposit interest quote with $50/1-year exceptions. ERISA sub_rules stripped of Oregon ORS 82 transplant. Judgment rate confirmed 9% per ORS 82.010(2).

A participant or beneficiary may bring a civil action under this section to recover benefits due to him under the terms of his plan, to enforce his rights under the terms of the plan, or to clarify his rights to future benefits under the terms of the plan.

A real estate licensee who receives clients' trust funds shall deposit such funds in a clients' trust account. Interest earned on such accounts is disposed of as the parties agree in writing.

The rate of interest on judgments for the payment of money is nine percent per annum. (Or. Rev. Stat. § 82.010(2))

Except as otherwise provided in this section, interest on a judgment debt owed to a public body accrues at the rate of nine percent per annum.

Except as provided in ORS 82.020, the rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum... (Or. Rev. Stat. § 82.010(1))

All moneys after they become due; but open accounts bear interest from the date of the last item thereof.

Except as provided in ORS 82.020, the rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum. (Or. Rev. Stat. § 82.010(1))

The 9% statutory rate applies unless the parties have otherwise agreed in writing to a different rate of interest.

Or. Rev. Stat. § 90.300 governs landlord handling and return of security deposits; it does not require payment of interest on security deposits.

Or. Rev. Stat. § 82.010(1): Except as provided in ORS 82.020, the rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum... (2): The rate of interest on judgments for the payment of money is nine percent per annum.

interest in US-OR is governed by Or. Rev. Stat. § 82.010.