## Interest calculation example

For a US-LA this interest calculation, use the verified rate from the current rule packet: **3.66%**. The verified packet cites La. R.S. 13:4202; La. Civ. Code art. 2000 (https://ofi.la.gov/legal/statutes-rules-policies-opinions/judicial-interest-rates/).

Example inputs:
- Principal: $10,000
- Days in calculation period: 365

Calculation:
- Convert the rate to a decimal: 3.66% = 0.0366
- Multiply principal by the rate and the day fraction.
- Example interest: **$366.00**

This example is generated from verified packet facts. Confirm compounding, judgment date, and case-specific accrual before relying on the amount.

## Interest calculation example

For a US-LA this interest calculation, use the verified rate from the current rule packet: **3.66%**. The verified packet cites La. R.S. 13:4202; La. Civ. Code art. 2000 (https://ofi.la.gov/legal/statutes-rules-policies-opinions/judicial-interest-rates/).

Example inputs:
- Principal: $10,000
- Days in calculation period: 365

Calculation:
- Convert the rate to a decimal: 3.66% = 0.0366
- Multiply principal by the rate and the day fraction.
- Example interest: **$366.00**

This example is generated from verified packet facts. Confirm compounding, judgment date, and case-specific accrual before relying on the amount.

## Interest calculation example

For a US-LA this interest calculation, use the verified rate from the current rule packet: **3.66%**. The verified packet cites La. R.S. 13:4202; La. Civ. Code art. 2000 (https://ofi.la.gov/legal/statutes-rules-policies-opinions/judicial-interest-rates/).

Example inputs:
- Principal: $10,000
- Days in calculation period: 365

Calculation:
- Convert the rate to a decimal: 3.66% = 0.0366
- Multiply principal by the rate and the day fraction.
- Example interest: **$366.00**

This example is generated from verified packet facts. Confirm compounding, judgment date, and case-specific accrual before relying on the amount.

## Interest calculation example

For a US-LA this interest calculation, use the verified rate from the current rule packet: **3.66%**. The verified packet cites La. R.S. 13:4202; La. Civ. Code art. 2000 (https://ofi.la.gov/legal/statutes-rules-policies-opinions/judicial-interest-rates/).

Example inputs:
- Principal: $10,000
- Days in calculation period: 365

Calculation:
- Convert the rate to a decimal: 3.66% = 0.0366
- Multiply principal by the rate and the day fraction.
- Example interest: **$366.00**

This example is generated from verified packet facts. Confirm compounding, judgment date, and case-specific accrual before relying on the amount.


DocketMath’s Judgment Interest Calculator (interest) helps you estimate interest on a Louisiana money judgment using a date range and interest-rate inpu...

Judgment Interest Calculator Guide for Louisiana

Louisiana 2026 rate of 7.5% is 17-year high. Was 9.5% for portions of 2024, now settled at 7.5%.

(a) Persons empowered to bring a civil action A civil action may be brought— (1) by a participant or beneficiary— (A) for the relief provided for in subsection (c) of this section, or (B) to recover benefits due to him under the terms of his plan , to enforce his rights under the terms of the plan , or to clarify his rights to future benefits under the terms of the plan ; (2) by the Secretary , or by a participant , beneficiary or fiduciary for appropriate relief under section 1109 of this title ;

(c) (1) This section shall not apply in any judgment of any court with respect to any internal revenue tax case. Interest shall be allowed in such cases at the underpayment rate or overpayment rate (whichever is appropriate) established under section 6621 of the Internal Revenue Code of 1986 . (2) Except as otherwise provided in paragraph (1) of this subsection, interest shall be allowed on all final judgments against the United States in the United States Court of Appeals for the Federal circuit , [2] at the rate provided in subsection (a) and as provided in subsection (b). (3) Interest shall be allowed, computed, and paid on judgments of the United States Court of Federal Claims only as provided in paragraph (1) of this subsection or in any other provision of law.

A lender, in connection with a federally related mortgage loan, may not require the borrower or prospective borrower- (1) to deposit in any escrow account which may be established in connection with such loan for the purpose of assuring payment of taxes, insurance premiums, or other charges with respect to the property, in connection with the settlement, an aggregate sum (for such purpose) in excess of a sum that will be sufficient to pay such taxes, insurance premiums and other charges attributable to the period beginning on the last date on which each such charge would have been paid under the normal lending practice of the lender and local custom, provided that the selection of each such date constitutes prudent lending practice, and ending on the due date of its first full installment payment under the mortgage, plus one-sixth of the estimated total amount of such taxes, insurance premiums and other charges to be paid on dates, as provided above, during the ensuing twelve-month period; or (2) to deposit in any such escrow account in any month beginning with the first full installment payment under the mortgage a sum (for the purpose of assuring payment of taxes, insurance premiums and other charges with respect to the property) in excess of the sum of (A) one-twelfth of the total amount of the estimated taxes, insurance premiums and other charges which are reasonably anticipated to be paid on dates during the ensuing twelve months which dates are in accordance with the normal lending practice of the lender and local custom, provided that the selection of each such date constitutes prudent lending practice, plus (B) such amount as is necessary to maintain an additional balance in such escrow account not to exceed one-sixth of the estimated total amount of such taxes, insurance premiums and other charges to be paid on dates, as provided above, during the ensuing twelve-month period: Provided, however , That in the event the lender determines there will be or is a deficiency he shall not be prohibited from requiring additional monthly deposits in such escrow account to avoid or eliminate such deficiency

§3251. Lessee's deposit to secure lease; retention by lessor; conveyance of leased premises; itemized statement by lessor A. Any advance or deposit of money furnished by a tenant or lessee to a landlord or lessor to secure the performance of any part of a written or oral lease or rental agreement shall be returned to the tenant or lessee of residential or dwelling premises within one month after the lease shall terminate, except that the landlord or lessor may retain all or any portion of the advance or deposit which is reasonably necessary to remedy a default of the tenant or to remedy unreasonable wear to the premises. If any portion of an advance or deposit is retained by a landlord or lessor, he shall forward to the tenant or lessee, within one month after the date the tenancy terminates, an itemized statement accounting for the proceeds which are retained and giving the reasons therefor. The tenant shall furnish the lessor a forwarding address at the termination of the lease, to which such statements may be sent.

B.(1) On and after January 1, 2002, the rate shall be equal to the rate as published annually, as set forth below, by the commissioner of financial institutions. The commissioner of financial institutions shall ascertain, on the first business day of October of each year, the Federal Reserve Board of Governors approved "discount rate" published daily in the Wall Street Journal. The effective judicial interest rate for the calendar year following the calculation date shall be three and one-quarter percentage points above the discount rate as ascertained by the commissioner. (2) The judicial interest rate for the calendar year following the calculation date shall be published in the December issue of the Louisiana Bar Journal, the December issue of the Louisiana Register, and in one newspaper of general circulation in each of the cities of Alexandria, Baton Rouge, Lake Charles, Lafayette, Monroe, New Orleans, and Shreveport.

§4203. Interest on judgments from judicial demand in ex delicto cases Legal interest shall attach from date of judicial demand, on all judgments, sounding in damages, "ex delicto", which may be rendered by any of the courts.

Interest is either legal or conventional. Legal interest is fixed at the rate fixed pursuant to La. R.S. 9:3500.

When the object of the performance is a sum of money, damages for delay in performance are measured by the interest on that sum from the time it is due, at the rate agreed by the parties or, in the absence of agreement, at the rate of legal interest as fixed by R.S. 9:3500. The obligee may recover these damages without having to prove any loss, and whatever loss he may have suffered he can recover no more. If the parties, by written contract, have expressly agreed that the obligor shall also be liable for the obligee's attorney fees in a fixed or determinable amount, the obligee is entitled to that amount as well.

§3500. Rates of legal and conventional interest; usury A. Interest is either legal or conventional. B. Legal interest is fixed at the following rates, to wit: (1) At the rate fixed in R.S. 13:4202 on all sums which are the object of a judicial demand, whence this is called judicial interest; and (2) On sums discounted at banks at the rate established by their charters. C.(1) The amount of the conventional interest cannot exceed twelve percent per annum. The same must be fixed in writing; testimonial proof of it is not admitted in any case. (2) Except in the cases herein provided, if any person shall pay on any contract a higher rate of interest than the above, as discount or otherwise, the same may be sued for and recovered within two years from the time of such payment.

§4202. Rates of judicial interest A. The rate of judicial interest resulting from a lawsuit pending or filed during the indicated periods shall be as follows: (1) Prior to September 12, 1980, the rate shall be seven percent per annum. (2) On and after September 12, 1980, until September 11, 1981, the rate shall be ten percent per annum. (3) On and after September 11, 1981, until January 1, 1988, the rate shall be twelve percent per annum.

The willful failure to comply with R.S. 9:3251 shall give the tenant or lessee the right to recover any portion of the security deposit wrongfully retained and three hundred dollars or twice the amount of the portion of the security deposit wrongfully retained, whichever is greater, from the landlord or lessor, or from the lessor's successor in interest. Failure to remit within thirty days after written demand for a refund shall constitute willful failure.

La. R.S. 13:4202 sets Louisiana judicial interest through an annual rate published by the commissioner of financial institutions. La. Civ. Code art. 2000 measures delay damages for sums of money by interest from the time due at the agreed rate, or absent agreement, at the legal interest rate fixed by R.S. 9:3500.

For Louisiana interest pages, use La. R.S. 13:4202 for the judicial-interest rate formula and publication requirement, the Louisiana Office of Financial Institutions rate table for the 2026 judicial interest rate, and La. Civil Code art. 2000 for interest as delay damages when performance owed is a sum of money.

interest in US-LA is governed by La. R.S. 13:4202; La. Civ. Code art. 2000.