## Interest calculation example

For a US-AR this interest calculation, use the verified rate from the current rule packet: **3.66%**. The verified packet cites Ark. Const. amend. 89; Ark. Code Ann. § 16-65-114 (https://arkleg.state.ar.us/).

Example inputs:
- Principal: $10,000
- Days in calculation period: 365

Calculation:
- Convert the rate to a decimal: 3.66% = 0.0366
- Multiply principal by the rate and the day fraction.
- Example interest: **$366.00**

This example is generated from verified packet facts. Confirm compounding, judgment date, and case-specific accrual before relying on the amount.

## Interest calculation example

For a US-AR this interest calculation, use the verified rate from the current rule packet: **3.66%**. The verified packet cites Ark. Const. amend. 89; Ark. Code Ann. § 16-65-114 (https://arkleg.state.ar.us/).

Example inputs:
- Principal: $10,000
- Days in calculation period: 365

Calculation:
- Convert the rate to a decimal: 3.66% = 0.0366
- Multiply principal by the rate and the day fraction.
- Example interest: **$366.00**

This example is generated from verified packet facts. Confirm compounding, judgment date, and case-specific accrual before relying on the amount.

Judgment Interest Calculator Guide for Arkansas: This DocketMath article is under primary-source review; claim-level legal values and citations are unavailable until verification is complete.

Judgment Interest Calculator Guide for Arkansas

ANO-831 fabrication-hunter sweep: stripped fabrications across judgment / late_payment / penalty / erisa / escrow / security_deposit (6 of 7 blocks). Specific fabs purged: (1) stale 1987-vintage 6%/10% § 16-65-114 raw text (superseded by 2011 amend. 89 implementation); (2) bogus § 16-65-113 'judgment accrual' paraphrase; (3) fabricated § 4-57-101 '10% per annum unless otherwise specified' text; (4) fabricated §§ 4-57-104 & 4-57-105 paraphrases; (5) fabricated § 16-65-112 'personal injury' carve-out; (6) cross-chapter transplant — §§ 18-44-104/108/109 cited as escrow when they are mechanics-lien provisions; (7) fabricated §§ 18-16-101/102/103 'shall pay interest on security deposits' text (AR has no such mandate); (8) phantom § 18-16-305 in docket_notes; (9) ERISA § 1132(c) per-day cap distortion. Ark. Lexis-hottopics gateway blocked per project memory; arkleg.state.ar.us flagged as primary trusted source. Numeric rates retained where consistent with Const. amend. 60 (6% legal default) / amend. 89 (max contract = Fed primary credit + 5%, usury cap 17%). _ano_711_research stripped (had verified_date 1990-01-01 placeholder).

(9) in the event that the purchase of an insurance contract or insurance annuity in connection with termination of an individual’s status as a participant covered under a pension plan with respect to all or any portion of the participant’ s pension benefit under such plan constitutes a violation of part 4 of this title [1] or the terms of the plan, by the Secretary, by any individual who was a participant or beneficiary at the time of the alleged violation, or by a fiduciary, to obtain appropriate relief, including the posting of security if necessary, to assure receipt by the participant or beneficiary of the amounts provided or to be provided by such insurance contract or annuity, plus reasonable prejudgment interest on such amounts;

Post-2019, Arkansas judgment interest accrues at the Federal Reserve primary credit rate in effect on the date the judgment is entered plus two percent (2%), for both contract actions (or the contract rate if greater) and all other actions. The prior flat 10% rate was replaced by the 2019 amendment. Interest cannot exceed the maximum rate under Arkansas Constitution, Amendment 89. County judgments on county warrants bear no interest.