Worked example: Structured Settlement in Arizona
6 min read
Published April 15, 2026 • By DocketMath Team
Example inputs
This worked example shows how DocketMath’s structured-settlement calculator applies Arizona’s general criminal statute of limitations when you’re working with a structured settlement schedule that creates multiple payment dates.
Before you run the numbers, two jurisdiction facts matter for this demo:
- Arizona general SOL period (criminal): 2 years
- General statute: A.R.S. § 13-107(A) (general/default limitations period)
Also, the jurisdiction dataset for this example indicates no claim-type-specific sub-rule was found. That means this demo uses the general/default 2-year period (rather than a different, claim-type-specific carve-out). In other words, the example below assumes the same 2-year limitations window applies for the scenario modeled here.
Note: Structured settlements typically involve a sequence of scheduled payments. Statute of limitations analysis can turn on timing, and structured schedules can include multiple “trigger-like” dates you may want to compare. This example focuses on how DocketMath handles timing inputs and comparisons, not on every legal nuance that could arise in real situations. For actual case strategy, consult a qualified attorney.
Scenario (for calculation)
Assume a claimant is modeling a structured settlement with payments that begin after a settlement agreement is signed. The practical question the calculator is modeling is:
If the complaint/filing is measured from a selected “start date,” does the filing date fall within Arizona’s general 2-year SOL window?
DocketMath helps you model that timing consistently across multiple payment dates—useful when you want a timeline view rather than doing ad hoc date arithmetic.
Inputs used in this example
Run these through DocketMath’s structured settlement tool: /tools/structured-settlement .
| Input | Value in this example | Why it matters |
|---|---|---|
| Jurisdiction | US-AZ | Applies Arizona general SOL rules (A.R.S. § 13-107(A)) |
| General SOL period | 2 years | Baseline default window (since no claim-type-specific rule was found) |
| Start date (measured from) | 2024-01-15 | The “clock start” date for comparing deadlines |
| Payment 1 date | 2024-06-15 | First modeled comparison point on the timeline |
| Payment 2 date | 2025-06-15 | Second modeled comparison point on the timeline |
| Payment 3 date | 2026-06-15 | Stress-tests how payment timing lands relative to the 2-year mark |
| Payment cadence logic | Annual after first payment | Keeps the demo schedule simple and repeatable |
| Filing date to test | 2026-01-20 | A single filing/test date used for the window “inside vs. outside” comparison |
Example run
DocketMath’s structured-settlement calculator is effectively checking the same baseline idea each time:
Given a 2-year SOL from the selected start date under A.R.S. § 13-107(A), does the tested filing date fall inside or outside the limitations window? It then helps you view how each modeled payment date lines up relative to that same baseline deadline.
Step 1: Compute the baseline 2-year deadline from the start date
- Start date: 2024-01-15
- 2-year end date (baseline deadline): 2026-01-15
This baseline matters because the jurisdiction data in this demo indicates the calculator should use the general SOL period as the default when no claim-type-specific rule is identified.
Step 2: Compare the test filing date to the baseline
- Filing date: 2026-01-20
- Baseline deadline: 2026-01-15
Result:
- 2026-01-20 is after 2026-01-15, so the filing date falls outside the general 2-year SOL window.
Step 3: Evaluate modeled payment dates against the same baseline window
The structured settlement timeline view is useful when you want to see how scheduled payments “line up” with the limitations deadline. Using the same baseline deadline (2026-01-15):
| Payment date | Position relative to 2-year deadline (2026-01-15) | Interpretation for timing comparison |
|---|---|---|
| 2024-06-15 | Before deadline | Inside the general SOL window |
| 2025-06-15 | Before deadline | Still inside the window |
| 2026-06-15 | After deadline | Outside the general SOL window |
Even though the modeled payments span multiple years, the key baseline is anchored to the start date selected for the limitations analysis. Payment dates are timeline data points that help you visualize timing relationships, but in this demo setup, the filing date vs. baseline deadline is what determines the inside/outside outcome.
Output you should expect conceptually in DocketMath
Depending on the exact UI, DocketMath typically provides outputs like:
- A computed SOL deadline (start date + 2 years)
- A within/outside determination for the tested filing date
- A timeline mapping each payment date relative to the deadline
In this example, the expected core results are:
- **Filing date: Outside general SOL (by 5 days)
- Payments 1 and 2: Inside the general SOL timeline
- Payment 3: Outside the general SOL timeline
Sensitivity check
Small changes to inputs can materially affect results—especially when dates are near the boundary. This sensitivity check shows how the result can change when you adjust key dates.
To test sensitivity, change one high-impact input (like the rate, start date, or cap) and rerun the calculation. Compare the outputs side by side so you can see how small input shifts affect the result.
Sensitivity A: Move the filing date earlier by 10 days
- New filing date: 2026-01-10
- Baseline deadline remains: 2026-01-15
Expected shift:
- 2026-01-10 is within the general 2-year window
- The calculator’s “outside/inside” determination flips from outside to inside
This is a classic boundary effect: a small adjustment can reverse the outcome.
Sensitivity B: Keep filing date fixed; move the start date later by 1 month
- Filing date stays: 2026-01-20
- New start date: 2024-02-15
- New baseline deadline: 2026-02-15
Expected shift:
- 2026-01-20 is now inside the window
- The deadline moved out because the computation is start-date anchored
Sensitivity C: Keep start date and filing date fixed; shift the payment schedule
- Start date: 2024-01-15
- Filing date: 2026-01-20
- Change: Payment 3 moves from 2026-06-15 to 2026-01-10
What changes:
- Payment 3’s position on the timeline relative to the baseline deadline changes (from outside to inside)
- But the core filing date pass/fail in this demo remains driven by whether the filing date is within the computed 2-year deadline (so the overall inside/outside determination would remain outside unless you also change the filing date or start date)
Pitfall: People sometimes anchor their analysis to the payment date that “feels” most relevant. DocketMath’s timeline comparisons are still helpful, but if your clock start date changes, the deadline changes, and that often dominates the outcome.
Quick sensitivity summary
| Change you make | Likely biggest impact on output? | Why |
|---|---|---|
| Filing date near 2026-01-15 | Yes | Boundary crossing inside vs. outside the 2-year window |
| Start date near 2024-01-15 | Yes | The computed deadline shifts because it’s start-date anchored |
| Payment dates while start date + filing date fixed | Medium | Affects payment-by-payment timeline labels more than the core filing timing result |
