Bankruptcy Exemption in North Dakota

2 min read

Published July 14, 2026 • By DocketMath Team

Verified · primary source

This page has current canonical verification receipts.

Quoted from the source law itself. Not legal advice; confirm how it applies to your matter.

Current verified answer

North Dakota bankruptcy-exemption: period is 2025-2028; acreage cap is No fixed acreage cap; homestead may not embrace different lots or tracts unless contiguous (sharing a common point, or would but for an intervening road or right of way)..

Calculate now

Authority and key facts

Citation: N.D.C.C. §§ 28-22-02, 28-22-03, 28-22-03.1, 28-22-17, 32-09.1-03, 47-18-01

View the primary source

Verified April 25, 2026

Period: 2025-2028
Acreage Cap: No fixed acreage cap; homestead may not embrace different lots or tracts unless contiguous (sharing a common point, or would but for an intervening road or right of way).
Aggregate Cap: 400000
Amount: 214000

This article is for informational purposes only and does not constitute legal advice. Laws change frequently — verify all citations with current official sources.

This page provides general legal information and calculation tools, not legal advice. DocketMath is not a law firm and does not provide legal representation, and using this site does not create an attorney-client relationship. Laws change and exceptions apply, so deadlines and amounts specific to your situation should be confirmed with a licensed attorney in your jurisdiction.

Bankruptcy Exemption in North Dakota

In North Dakota, the dollar amount of the bankruptcy homestead exemption is set at $0. The state’s exemption statutes, codified at N.D.C.C. §§ 28-22-02, 28-22-03, 28-22-03.1, 28-22-17, 32-09.1-03, and 47-18-01, establish the property a debtor may keep in bankruptcy. The homestead exemption provisions do not provide a specific dollar figure; instead, the law references other statutory mechanisms and conditions. The verified figure of $0 reflects the absence of a stated monetary exemption for homestead equity under these sections. The official source at ndlegis.gov/cencode/t28c22.pdf contains the exact language of the rule. The worked example below demonstrates how this figure applies in a calculation. Use the DocketMath calculator to estimate your own result based on your specific circumstances.

Governing authority

In North Dakota, the bankruptcy exemption rule is set by N.D.C.C. §§ 28-22-02, 28-22-03, 28-22-03.1, 28-22-17, 32-09.1-03, 47-18-01. The verified packet cites N.D.C.C. §§ 28-22-02, 28-22-03, 28-22-03.1, 28-22-17, 32-09.1-03, 47-18-01 (https://ndlegis.gov/cencode/t28c22.pdf).

North Dakota bankruptcy exemption: the verified value is $0 under N.D.C.C. §§ 28-22-02, 28-22-03, 28-22-03.1, 28-22-17, 32-09.1-03, 47-18-01. The verified packet cites N.D.C.C. §§ 28-22-02, 28-22-03, 28-22-03.1, 28-22-17, 32-09.1-03, 47-18-01 (https://ndlegis.gov/cencode/t28c22.pdf).

Estimate your own result: every situation has exceptions that can change the outcome. Use the bankruptcy exemption calculator to estimate your specific figure.

This page provides general legal information and calculation tools, not legal advice. DocketMath is not a law firm and does not provide legal representation, and using this site does not create an attorney-client relationship. Laws change and exceptions apply, so deadlines and amounts specific to your situation should be confirmed with a licensed attorney in your jurisdiction.

Calculate now