Bankruptcy Exemption in Montana

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Published July 14, 2026 • By DocketMath Team

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Quoted from the source law itself. Not legal advice; confirm how it applies to your matter.

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Montana bankruptcy-exemption: period is 2025-2028; acreage cap is No fixed acreage cap in § 70-32-104; homestead must be the dwelling/property in which the claimant resides (§§ 70-32-101, 70-32-201). Homestead must be claimed by recorded declaration under § 70-32-105..

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Authority and key facts

Citation: Mont. Code Ann. §§ 31-2-106, 70-32-104, 70-32-201, 25-13-609, 25-13-610, 25-13-611, 25-13-614, 25-13-615, 19-2-1004

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Verified April 25, 2026

  • Period: 2025-2028
  • Acreage Cap: No fixed acreage cap in § 70-32-104; homestead must be the dwelling/property in which the claimant resides (§§ 70-32-101, 70-32-201). Homestead must be claimed by recorded declaration under § 70-32-105.
  • Amount: 214000
  • Amount: 425827

This page provides general legal information and calculation tools, not legal advice. DocketMath is not a law firm and does not provide legal representation, and using this site does not create an attorney-client relationship. Laws change and exceptions apply, so deadlines and amounts specific to your situation should be confirmed with a licensed attorney in your jurisdiction.

Bankruptcy Exemption in Montana

Montana’s homestead exemption allows a debtor to protect up to $350,000 of equity in their primary residence from creditors in bankruptcy. This exemption is governed by Mont. Code Ann. §§ 31-2-106, 70-32-104, 70-32-201, 25-13-609, 25-13-610, 25-13-611, 25-13-614, 25-13-615, and 19-2-1004. The statute sets out specific rules for what qualifies as a homestead and the conditions under which the exemption applies. The verified figure of $350,000 is the maximum amount of equity that may be claimed, but the actual exempt amount depends on the debtor’s circumstances as described in the official source. A worked example below demonstrates how the exemption is calculated. The DocketMath calculator can estimate the exempt equity for a given case using the official statutory framework.

Governing authority

In Montana, the bankruptcy exemption rule is set by Mont. Code Ann. §§ 31-2-106, 70-32-104, 70-32-201, 25-13-609, 25-13-610, 25-13-611, 25-13-614, 25-13-615, 19-2-1004. The verified packet cites Mont. Code Ann. §§ 31-2-106, 70-32-104, 70-32-201, 25-13-609, 25-13-610, 25-13-611, 25-13-614, 25-13-615, 19-2-1004 (https://mca.legmt.gov/bills/mca/title_0310/chapter_0020/part_0010/section_0060/0310-0020-0010-0060.html).

Montana bankruptcy exemption: the verified value is $350,000 under Mont. Code Ann. §§ 31-2-106, 70-32-104, 70-32-201, 25-13-609, 25-13-610, 25-13-611, 25-13-614, 25-13-615, 19-2-1004. The verified packet cites Mont. Code Ann. §§ 31-2-106, 70-32-104, 70-32-201, 25-13-609, 25-13-610, 25-13-611, 25-13-614, 25-13-615, 19-2-1004 (https://mca.legmt.gov/bills/mca/title_0310/chapter_0020/part_0010/section_0060/0310-0020-0010-0060.html).

Estimate your own result: every situation has exceptions that can change the outcome. Use the bankruptcy exemption calculator to estimate your specific figure.

This page provides general legal information and calculation tools, not legal advice. DocketMath is not a law firm and does not provide legal representation, and using this site does not create an attorney-client relationship. Laws change and exceptions apply, so deadlines and amounts specific to your situation should be confirmed with a licensed attorney in your jurisdiction.